The Saint Lucia Development Bank is seeking to recruit a Credit Risk Analyst on a fixed-term contractual basis.
Skills & Core Competencies Required:
- Risk assessment and mitigation techniques.
- Economic, financial, industry and business analysis.
- Strong oral and written communication skills.
- Proficiency in the use of spreadsheet and word-processing computer applications.
- Knowledge of word-processing and spreadsheet software.
- Effective interpersonal and communication skills and the ability to interface with personnel at all levels, both verbally and in writing.
- Ability to effectively manage/coordinate simultaneous projects, and successfully prioritize multiple tasks with good judgment.
- Initiative and a strong customer service focus.
Duties and Responsibilities
- Reviewing proposals submitted to the Bank for financing by carrying out relevant financial, economic and technical analyses to ensure that loans meet established risk profile and standards.
- In conjunction with Relationship Specialists, arranging for credit risk management interventions, including the conduct of site visits, the provision of technical advice to clients and preparing relevant reports.
- Following-up on repayment arrangements and monitoring projects funded by the Bank to ensure that they continue to meet established credit risk and portfolio quality standards.
- Assisting in developing models of credit information to predict patterns and trends.
- Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit.
- Liaising with other staff within the Bank, including Relationship Specialists and Accounts Officers in the carrying out of your duties.
- Reviewing existing customers’ credit and following up with customers, Relationship Specialists, Accounts Officers and sources of repayments, regarding delinquency.
- Contacting customers to secure the release of financial data and/or security as deemed necessary.
- Maintaining the weekly credit reports.
Qualifications
- Bachelor’s degree or equivalent qualification in Banking and Finance, Accounting, Economics, Business Management or Administration.
- Training and experience in project appraisal and implementation or experience in project finance in a financial institution would be an asset.
Interested applicants should submit their applications, including a cover letter and detailed curriculum vitae, with the names and contact information of two (2) references addressed to:
Manager – Human Resource,
Saint Lucia Development Bank,
No. 4 Bridge Street,
Castries,
Saint Lucia
to reach the offices of the Bank by May 15, 2022.
Applications could also be submitted by email at: mybank@sldb.lc.
All applications will be treated in strict confidence and only suitable applicants will be contacted.