The Saint Lucia Development Bank is seeking to recruit a Relationship Specialist – Agriculture (Loan Officer).
Skills & Core Competencies Required:
- Understanding of Saint Lucia’s legal framework, particularly with respect to credit.
- Economic financial and business analysis.
- Initiative and strong business customer service focus.
- Strong operational and enterprise risk assessment and management skills.
- Strong ethical standards and understanding of the principles of corporate governance.
- Effective interpersonal and communication skills and the ability to interface with personnel at all levels, both verbally and in writing.
- Ability to effectively manage/coordinate simultaneous projects, and successfully prioritize multiple tasks with good judgment.
- Sales-driven with corporate banking experience.
- Proficient in Microsoft Office functions.
- Ability to provide technical assistance/advisory services to farming practices
Duties and Responsibilities
- Reviewing proposals submitted to the Bank for financing by carrying out relevant financial, economic and technical analysis to ensure that loans meet established risk profiles and standards.
- Arranging for credit risk management and timely interventions, including the conduct of site visits, the provision of technical advice to clients and preparing relevant reports.
- Interviewing prospective clients of the Bank requiring credit and technical assistance and conducting site visits as necessary.
- Preparing appraisal reports and recommending terms and appropriate controls.
- Monitor implementation of projects and provide technical assistance.
- Visiting and preparing follow-up reports on ongoing projects financed by the Bank.
- Following-up on repayment arrangements and monitoring projects funded by the Bank to ensure that they continue to meet established credit risk and portfolio quality standards.
- Assisting in developing models of credit information to predict patterns and trends.
- Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit.
- Contacting customers to secure the release of financial data and/or security as deemed necessary.
- Promoting the products and services of the Bank and being part of a team.
- Staying informed on market trends and risk factors associated with the Agricultural sector
keeping abreast with current information at the GOSL levels to assist management in quality decision making
Qualifications
- Bachelor’s degree or equivalent qualification in Agriculture, Agri-Business Finance, Banking, Economics, or Business Management.
- Training and experience in project appraisal and implementation or experience in project finance in a financial institution.
- Experience as an extension officer will be an asset.
Interested applicants should submit their applications, including a cover letter and detailed curriculum vitae, with the names and contact information of two (2) references addressed to:
Manager – Human Resource,
Saint Lucia Development Bank,
No. 4 Bridge Street
Castries,
Saint Lucia
to reach the offices of the Bank by May 15, 2022.
Applications could also be submitted by email at: mybank@sldb.lc.
All applications will be treated in strict confidence and only suitable applicants will be contacted.